Best saving accounts

saving accounts with high interest rates

The Netherlands is the country in the world where people save the most. Saving is very popular and that is why people in the Netherlands are always looking for the highest interest rate.


The interest has been very low in recent years, because you often only received 0.01% per year for money in the savings account. Interest rates have been rising rapidly lately, which is why it is now a good idea to see which bank gives you the most interest.


In addition to the well-known banks such as ING, Rabobank and Abn Amro, foreign banks are also active in the Netherlands. These banks have no offices in the Netherlands and arrange everything via internet banking. Therefore, they can keep costs lower. In addition, they try to compete with the well-known large banks. To make this more attractive, they often offer a higher interest rate than the traditional Dutch banks.


These foreign banks meet the same requirements as the Dutch banks and your money is just as well protected as with the Dutch banks.


It is therefore good to choose the banks with the highest interest rates. The bank with the highest rates is currently Bigbank.


Bank Savings account Time deposit account
Abn Amro 0,25% Yes, 1 to 10 years, 1,1% to 1,9% more info
ING 0.25% Yes, 3 to 5 years, 1,25% to 1,50% more info
Rabobank 0,25% No more info
Bigbank 1,00% Yes, 1 to 10 years, 2,3% to 3,00% more info
SNS bank 0,01% Yes, 10 years, 0,15% more info
ASN bank 0,01% Yes, 10 years, 0,15% more info
Triodos bank 0.00% No more info
Openbank 0,75% No more info
NIBC Direct 0,50% Yes, 3 months to 10 years, 0,6% to 2,00% more info

savings account


  • Interest-bearing
  • Withdraw your money at any time
    Usually lower interest than time deposit accounts
  • There are no minimum terms on savings accounts.
  • Deposits are guaranteed up to €100,000


Time deposit accounts



  • Interest bearing
  • Your money cannot be withdrawn during the term it’s held for. This term differs.
  • The longer the term, the higher the interest rate.
  • Terms vary from one month to seven years
  • Deposits are guaranteed up to €100,000


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